KOSTANYAN, G.; ASATRYAN, V.; SHAKHANUMYAN, S. THE IMPACT OF DIGITAL TECHNOLOGY TRANSFORMATION ON THE BANKING SYSTEM. Economics, Finance and Accounting , [S. l.], n. SI-1, p. 113, 2025. DOI: 10.59503/29538009-2025.si-1-113. Disponível em: https://efa.am/index.php/efa/article/view/119. Acesso em: 4 dec. 2025.